When you’re in a traffic jam on the highway, you may find yourself trying to merge into whichever lane is moving fastest at the moment, only to find yourself falling behind drivers that stayed in one lane the whole time.

By now you've likely heard the news that stocks in some unlikely companies - GameStop, AMC, Blackberry - have suddenly soared. In fact, the New York Times claims amateur investors are "Beating Wall Street at Its Own Game" with shares in GameStop skyrocketing 1,700 percent by end of day Monday, Jan. 25.

Elections can move the market, but that doesn’t mean you should change your approach.

Imparting a legacy with your family is one of the most important things you can do in life. One of the ways to impart that legacy is to teach your children how to properly manage their money. According to a Pew Research Report, for the first time since 1880, young adults aged 18-24 (also known as Millennials) are more likely to live with their parents, than any other arrangement. Yikes!

What if something happened to me while my kids are still in school? Would they still be able to go to college? Would my spouse be able to stay in our current home? Would they have to downsize? What if one of the breadwinners in our house became disabled? Would we be able to maintain our current lifestyle and care for them?