For many Americans, navigating the maze of health insurance options—from employer-based plans to individual policies—can be dizzying. Much of that changes at 65. That’s when individuals generally are eligible for Medicare, which covers routine health care expenses such as visits to doctors and prescription drugs. But the program doesn't cover everything.
Will I be financially ready to retire? What is the best way to save for my kids’ college? Should I take Social Security early? Is our home properly insured? When should I start looking at Medicare? Would my family be taken care if something happened to me tomorrow? What if I became disabled? Could we still maintain our lifestyle? YIKES!